If you’re gearing up to buy your first home, then congratulations! Buying a home is always a big step, but this is especially true when it’s your first time.
Since you’re new to the process, you might have (more than) a few questions about buying a home in Northeast Mississippi. Luckily, my team is here to help! From guiding you around the communities in the area to breaking down mortgage pre-approval, here’s our quick breakdown of what you need to know before you buy your first home.
Explore the Area
From Union County to Prentiss County, Northeast Mississippi is full of unique communities, each offering their own perks. In order to find the right area for your needs, you’ll need to do a little thinking first. Are you moving for a job and do you want to have a quick commute? Are you looking for the county with the best school district? Or do you want a place with an active nightlife?
Once you’ve figured out a few of the basics, use our in-depth area guides to explore the highlights of the Northeast Mississippi communities. Have a few questions about your options? Just give us a call!
Figure out Your Finances
It goes without saying that buying a home is a big financial decision. You want to be sure that you know exactly where you stand beforehand, that way you don’t fall in love with a home outside of your price range.
A mortgage pre-approval is a great way to help you set your budget and ensure that agents and sellers want to work with you. It’s actually pretty easy—you just need to gather a bit of financial information and start reaching out to lenders (we can help you find the best local options). After reviewing your documents, these lenders can tell you how much money they’d be willing to loan.
Want to get a head start on your finances? Plug a few numbers into our mortgage calculator to estimate your monthly payments!
Narrow Down Your Search
You know which area you’re searching in and what your budget is, so now it’s time to nail down the specifics of your home. Again, you’ll want to take a little time to think about what’s most important for you in your future home.
Ask yourself these questions: What sort of features are priorities for you? Do you want to live in town or in more rural area? How big of a yard and home do you want? Are you willing to put money into repairs, or does it need to be move-in ready?
Once you’ve answered those questions, use our specialized home search feature to narrow down your options, then give us a call to see your favorites in person!
Pack Like a Pro
When you buy a new house, you’ll also have to pack up your old one, and moving day is no picnic. You’ll need to plan ahead—making a schedule, decluttering your rooms beforehand, and gathering necessary supplies—in order to ensure there won’t be any roadblocks along the way.
Buy Your Home in Northeast Mississippi
We know that buying your first home can be intimidating, but it’s also incredibly rewarding. Whether it’s exploring the area, breaking down your finances, or packing like a pro, our team is here to help you through the process.
If you’re ready to get started or have a few more questions, just give our team a call!